Quarterly Insights — July 2014

Posted on Jul 16, 2014

In This Issue: How to initiate a financial conversation between family members, including advice for both parents and children on how to get the conversation going. Mid-year tax planning questions and answers. We reveal the most common questions and answers clients ask us. International conflicts: Friend or Foe? How concerned should we be with all the issues and negative headlines taking place overseas? How to initiate a financial conversation between family members — By Bob Gillooly, CFA Whether you are a parent with grown children, or you are the grown child and have a parent(s) in...

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Quarterly Insights — April 2014

Posted on Apr 24, 2014

In This Issue, Elmwood presents a brief presentation that boils everything down to the three most important ideas we wish to make on: The Stock Market Retirement Planning Saving for College The Stock Market As long as 10 year Treasury rates stay below 5%, stock market returns should be positive:  A market correction of 10- 15% during any given year is normal and shouldn’t scare us from investing: As long as we are creating new jobs, our economy remains on solid ground:   Retirement Planning It is prudent to plan and budget for a long life expectancy: Most of us fall short in our...

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Quarterly Insights — January 2014

Posted on Jan 14, 2014

In This Issue: A review of 2013, including how we fared in our key strategic calls, and what we expect heading into 2014. What are your financial resolutions? We’ve listed a few for you to consider. A summary of current Elmwood themes, and the investment strategies that go along with them. A Review of 2013 — By Bob Gillooly, CFA At year end it always seems appropriate to review our investment strategy over the past year. Entering the year we suggested five key themes we wanted to emphasize, but along the way there were a few other more significant developments that we felt warranted...

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Quarterly Insights — October 2013

Posted on Oct 8, 2013

In This Issue: In Financial Planning for the Ages, we talk about the need for planning at all stages of life and the questions you should ask yourself. In Strategic vs. Tactical Asset Allocation, we describe the difference in two common investment strategies, then illustrate how they apply to us. In Raising Financially Responsible Children, we offer tips on how to begin the conversation of money with your children. Offer us your ideas as well! A summary of current Elmwood themes and our strategies that go along with them. Financial Planning for the Ages — By Shannon Lemon, CFP® Over my...

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Quarterly Insights — July 2013

Posted on Jul 9, 2013

In This Issue: In tandem with a brief state of the firm address, the Elmwood team would like to extend a warm thank you to our clients. We talk about the great Warren Buffet quote, “only when the tide goes out do you discover who’s been swimming naked” And what it means for our stock market We take a look at how financial planning considerations for women may differ from those of men A summary of current Elmwood investment themes and our strategies that go along with them Elmwood Company Update With the first half of 2013 officially at a close, Elmwood Wealth Management has now been...

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